Direct Loan Programs

Flexible Investment Mortgage Solution for Extraordinary People.

Asset-Based Lending Programs, No-Doc or Light-Doc.

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Flexible Term Loan

Key Feature
  • 30-year fixed rate.

  • Interest-only payments up to 10 years.

  • Great for qualifying self-employed investors and small business owners.

  • Based on property value, not personal income.

  • Best alternative to hard money loans.

Property Types
  • Investor 1-4 (SFR, Condo, & 2-4 Units)

  • Multi-Family (5+ Units)

  • Mixed-Use

  • Commercial (Office, Retail, Warehouse, Self-Storage, and Automotive)

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Designed for real estate investors seeking lower payments on a long-term, fixed-rate loan with no balloon payment
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Luxury Single Family Home
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Designed for "fix-&-flip" investors who are seeking a short-term, interest-only loan to acquire and improve a property based on its "as repaired value".
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Fix and Flip Loan

Key Feature
  • Allows borrowers to finance improvements.

  • Great for borrowers who need a quick close.

  • An interest-only 1-year term provides lower monthly payments.

  • A higher LTV than hard money lenders.

Property Types
  • Investor 1-4 (SFR, Condo, & 2-4 Units)

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Flexible Interest-Only Loan

Key Feature
  • An interest-only, 24-month term provides lower monthly payments.

  • Available for purchase or cash-out refinance.

  • Perfect for acquiring or leveraging real estate holdings.

  • A higher LTV than hard money options.

Property Types
  • Investor 1-4 (SFR, Condo, & 2-4 Units)

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Designed for real estate investors seeking lower payments on a long-term, fixed-rate loan with no balloon payment
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Designed for investors with derogatory credit issues and high equity seeking quick and easy credit qualification
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Easy50 Loan

Key Feature
  • Streamlined underwriting.

  • No seasoning of ownership required.

  • Improved pricing compared to our FlexTerm program.

  • Available as a 3-year-fixed or 30-year-fixed loan, each amortized over 30 years.

Property Types
  • Investor 1-4 (SFR, Condo, & 2-4 Units)

  • Multi-Family (5+ Units)

  • Mixed-Use

  • Commercial (Office, Retail, Warehouse, Self-Storage, and Automotive)

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Foreign Investor Loan

Key Feature
  • LTVs of up to 65%.

  • No U.S. credit required.

  • No seasoning of funds required.

  • No other U.S. investment experience required.

Property Types
  • Investor 1-4 (SFR, Condo, & 2-4 Units)

  • Multi-Family (5+ Units)

  • Mixed-Use

  • Commercial (Office, Retail, Warehouse, Self-Storage, and Automotive)

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Specifically designed for foreign investors who are seeking investment properties in the U.S. but have not found a financial solution
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